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A Housing Association or Registered Social Landlord is a non–profit organisation responsible for providing social housing. The name ‘Housing Association’ and ‘Registered Social Landlord’ has been replaced with the name Registered Provider (RP). Registered providers are regulated by the Homes and Communities Agency (HCA). Information about shared ownership schemes is available on Share to Buy website.
Registered providers are the main providers in developing shared ownership and intermediate rented properties. In London, accessing shared ownership is managed by First Steps which is a free government service for first time buyers looking to buy a home cheaper than on the open market.
Through these schemes you buy a share of a property and pay rent on the remaining share you do not own. The size of the share you purchase will depend on your income and savings. Normally applicants buy a share ranging from 25-60%. Gradually, you can buy further shares and eventually own your home outright, which is called “staircasing”.
Priority for these schemes will normally be given to:
Generally, you must meet the following criteria to be eligible:
To apply you will need to register your details on First Steps.
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